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Drunk Driving DUI Accidents May Merit A Houston or Texas Injury Lawyer

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Drunk driving accidents are so common that Americans become numb to them – when they should be outraged. Fueled by an alcohol industry which reaps billions yearly in profits, drunk drivers in DUI or DWI car crash accidents are slaughtering innocent people every day.

Just how bad is the problem? Try half a million deaths since 1982. That’s how many Americans drunks have killed while behind the wheel of a vehicle which they chose to drive despite laws mandating that they should not. Those half a million Americans killed by drunk drivers just since 1982 are more deaths than American has suffered at the hands of foreign enemies in every war since and including War World I – and no end to this war is in sight.

In effect, drunk drivers are terrorists in our midst – terrorists who kill an American every 39 minutes on average, and kill about 12,000 of us yearly, for about a third of all traffic fatalities. But though terrorist threats spark dramatic responses, the drunk driving body count on our streets and highways seems to be accepted by many as a sad yet inevitable routine.

It’s obvious that much more must be undertaken to reduce this terrifying toll in deaths, catastrophic injuries and property loss. Although Mothers Against Drunk Driving fights for progress, and though each state has drunk driving laws that make a driver guilty with blood alcohol content of more than .08 per cent, enforcement of such laws can be hit-or-miss.

Repeat offenders often are allowed to roam streets freely, where they wind up killing innocents, as did a paroled man with three DUI convictions who recently killed a woman and her daughter, 13, on Interstate 35E near Dallas. Perhaps that car wreck might not have happened if the state mandated that such DUI offenders be required to have an ignition interlock device on their car.

Beyond tougher laws and tougher enforcement, another way to combat drunk drivers is to wage our own war against them in the legal arena. When a drunk driver injures or kills other persons due to drunkenness and negligence, that driver must be held accountable in the legal realm. That means victims must engage a drunk driving accident attorney like those with Jim S. Adler & Associates.

The longtime Texas personal injury law firm has helped thousands of Texans with their legal needs in accident cases, including DUI accidents. An Adler car accident lawyer or drunk driving attorney can fight for just and fair financial compensation for victims’ medical costs, lost wages and pain and suffering.

Should you or a relative be harmed by a drunk driver, fight back via a drunk driving lawsuit carried on by an Adler & Associates drunk driving lawyer or car crash attorney. With office locations in Houston, San Antonio, Dallas and Channelview, the longtime Texas personal injury law firm can help DUI accident victims regain the financial well being they deserve.

Jim S. Adler & Associates is a longtime Texas personal injury law firm with offices in Houston, Dallas, San Antonio and Channelview. The law firm offers a free case review and represents victims of drunk driving accidents as well as other auto, car, SUV, truck, motorcycle, bus and traffic accidents.

UM/UIM Coverage Safeguards You Financially From Uninsured Motorists

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Did you know that almost a fourth of all Texas drivers don’t have auto insurance? That means drivers of 4.1 million vehicles are in violation of state law. Obviously, not enough is being done to reverse the problem, but there is something you can do to protect your family from it: You can buy uninsured motorist coverage for your auto insurance policy.

Otherwise, when an uninsured or underinsured driver harms you or a family member, you may face substantial difficulty obtaining monetary compensation for your medical costs and other setbacks. It won’t matter that you weren’t to blame or that you have auto insurance for your vehicle. After an uninsured motorist causes a car crash because of negligent or reckless driving, innocent victims can get stuck with the bill.

But a solution is basic and simple. Uninsured/underinsured motorist (UM/UIM) coverage may cost as little as 30 per cent of what you pay for liability insurance, yet can offer a tremendous degree of protection. After a costly car accident, if the negligent driver who harmed you has little or no insurance, your UM/UIM coverage can provide the protection you need.

State-mandated liability coverage for car wrecks in Texas is $25,000 per person and $50,000 per crash. When damages exceed this, UM/UIM coverage can step in. Its cost seems a small price to pay compared to the huge savings it can offer to those harmed by drivers who lack insurance.

UM/UIM coverage is advised especially for those who ride motorcycles in Texas. The state has a high rate of motorcycle accident injuries and fatalities, and due to motorcyclists’ vulnerability, costs of such accidents can run extremely high. Also, most motorcycle accidents are caused by negligent drivers of larger cars, and with 22 per cent of them not carrying insurance, a motorcyclist must have added coverage on his or her own policy. That means UM/UIM coverage.

Texas motorists can’t depend on their health insurance after a costly car accident, because that insurance doesn’t allow for lost present and future salary, or for victims’ pain and suffering. On the other hand, uninsured motorist coverage can offer vital protections.

Much more must be done to remove uninsured drivers from our roads or compel them to get insurance. Houston-area cities Richmond and Pasadena have made a bold move by impounding uninsured drivers’ vehicles until they’re insured. Elsewhere, uninsured motorists continue to drive even after getting multiple citations. But you can make your own counter-move by getting UM/UIM coverage. It could help protect your family – and it might also help your peace of mind.

Texas personal injury firm Jim S. Adler & Associates, of Dallas, Houston, San Antonio and Channelview, urges Texas drivers to protect themselves with uninsured motorist coverage. An Adler car crash attorney also can fight for victims’ rights to financial compensation after a Texas auto accident.

Traffic Injury Victims In Texas Often Must Rely On A Houston Car Accident Lawyer

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Traffic accidents impact Texans more than any other personal injury event. Each year, as many as 3,400 Texans are killed in a traffic accident or auto collision, and many more thousands are injured, sometimes for life.

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When a car, auto, motorcycle, bus, SUV or truck accident is caused by another person’s negligence, victims are entitled by law to full and fair financial compensation for their losses, including medical bills, lost wages and pain and suffering. Yet gaining such recovery often isn’t easy and requires special help – legal help.

Many Texas drivers are uninsured, including an estimated 15 per cent in Houston. That doesn’t help their victims in a car crash, who must rely on their own insurance company for coverage and often don’t get it.

As a practice, insurance companies often delay, deny or underpay coverage. Some offer a quick settlement to customers that’s far less than what they are really owed.

The alternative? Engage a knowledgeable Houston car accident lawyer who can assess a claim’s true value and insist upon the victims getting that complete value from an insurance company. Thousands of Texans for decades have relied upon such help from Jim S. Adler … Associates.

With a base in Houston but also offices in Channelview, San Antonio and Dallas, Adler … Associates compels resistant insurance companies to fulfill their policies’ obligations, even if that means filing a car accident lawsuit.

But rarely do cases go to court. In fact, about 90 per cent are settled out of court. Those are among the results Texans get from the Houston car accident lawyers of Jim “the Texas Hammer” Adler, who continue to fight for Texans’ legal right to fair and full economic recovery for car accident injuries.

Offering a free case review, Jim S. Adler … Associates is an established Texas personal injury law firm with offices in Houston, Dallas, San Antonio and Channelview. The law firm represents victims of SUV, car, auto, bus, truck, motorcycle and other traffic accidents, along with victims of defective drugs and defective medical devices.